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 Buying Your First Home
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Choosing a Neighborhood
The Buying Process

 

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 The Negotiation Process
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 Pre-Closing
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 Post Closing

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  • Fun-filled Celebration
    co-sponsored by Team EMA

    exclusively for our First Base

    Homeowner (FBH) Club members

    within 6 months of settlement.

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 The Excellence Strategic Alliance Partners
shall pay to the client/applicant $2,500 at closing in
the event the below guarantee statements are not met.

Subject to criteria and qualifications

Five

Guaranteed! There shall be no increased variance in the lender fees disclosed on the Good Faith Estimate form, exclusive of all other fees.

Guaranteed! There shall be no increased variance in the title company fees disclosed on the Good Faith Estimate form, exclusive of all other fees.

Guaranteed! Notification to the client/applicant of the outcome of the Loan Approval shall be made within five (5) business days from the time client/applicant has submitted all required loan documentation.

Guaranteed! A complete HUD Settlement Statement shall be made available to the client/applicant and the Realtor® representing them in the transaction a minimum of 72 hours prior to the scheduled closing date.

Guaranteed! Loan funds required to settle shall be available to be disbursed at closing.

 

Criteria and Qualifications...

Buying a Home in MarylandThe client/applicant must utilize the services of a licensed RE/MAX Excellence Realty Associate in conjunction with one of the Excellence Strategic Alliance lenders and the Advantage Strategic Alliance title companies identified in the Contacts section.

Closing must be scheduled at least 30 calendar days from the date of Buyer Homework Completion.

Loan application with one of the Excellence Strategic Alliance Partners must be completed within five (5) business days from the date of contract ratification and with a loan officer who is affiliated with a participating and approved Excellence Strategic Alliance lender identified in this brochure.

All required documentation for loan approval must be submitted by the client/applicant to the loan officer with five (5) business days from the loan application date.

The guarantee is subject to the language and conditions disclosed in the lender's loan commitment letter to the client/applicant.

No material change may be created or exist in the financial condition of the client/applicant from the date of loan application to the settlement date, and client/applicant shall take whatever steps necessary in order not to alter their financial condition.

No material change may be created or exist regarding the original contract of sales including but not limited to default by either party identified in the original contract of sale.

Any violation of this criteria outlined above shall render the guarantee null and void and of no effect.

 

ESAP Contact Information...

 

C&F Mortgage Corporation
corp@cfmortgagecorp.com


Columbia
Jeff Modeski
o) 410-531-0910
c) 443-474-0303
Eldersburg
Bob Menton
o) 410-531-0910
c) 410-746-0455
Fulton
Allen Tayman
o) 301-621-4321
c) 301-332-5907
Silver Spring
Allen Tayman
o) 301-621-4321
c) 301-332-5907
Westminster
Bob Menton
o) 410-531-0910
c) 410-746-0455

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Corridor Mortgage Group
info@corridormtg.com

Columbia
Mark Westcott
410-336-6527
Eldersburg
Laura Schmuker
301-674-7716
Fulton
Rick Trott, CMPS
443-745-2940
Silver Spring
Mark Wescott
410-336-6527
Westminster
Lois Sigerby
410-446-1405

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National City Mortgage
executive.office@ncmc.com

Columbia
Mike Homberg
o) 410-683-3241
c) 410-952-1068

Karen Conde
o) 410-740-4077

Eldersburg Fulton
Tim Huber
o) 301-498-1919
c)
Silver Spring
Tim McCann
o) 301-962-1520
c) 301-704-9596
Westminster
Tracy Burke
o)
c) 410-365-4030

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Lakeside Title Company
roger.pedersen@lakesidetitle.com

Columbia
Martin Willigan
410-707-9934

Eldersburg
Chad De Vries
443-324-3835
Fulton
Lori Williams
410-960-5394
Silver Spring
Ivy Lynn Ryerson
443-604-0132
Westminster

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If you have any additional comments or questions regarding this program, feel free to contact me. I will provide you with any help possible.

Contact EMA Real Estate

 

 

  Phone: (301) 452-5252
   
Contact EMA Real Estate Team Online
           10230 New Hampshire Ave Ste. 100
           Silver Spring, MD 20903

RE/MAX Excellence

 

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